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Steps To Purchasing A Home

Step  1.  Check Your Credit Score 

Step  2. Save For A Down Payment & Closing Cost

Step  3. Determine How Much Home You Can Afford

Step  4. Choose A lender

Step  5. Get Pre-Approved For A Loan

Step  6. Find The Right Realtor

Step  7. Determine Your Priorities

Step  8. Start House Hunting

Step  9. Make A Smart Offer

Step 10. Get A Home Inspection

Step 11. Make Sure The Home Is Appraised

**Use the 28/36 Rule of thumb. You should not spend more than 28% of your gross monthly income on housing expenses and 36% on your total monthly debt payment.